About Us
Credit Card Calculations & Education.
At Credit Card Calculator, we believe in transforming financial services by providing personalised and innovative solutions & education that help you better navigate the murky and opaque world of credit cards, jargon-free.
Who We Are
At Credit Card Calculator, our team of financial experts is dedicated to consumers with credit card payment analysis. Committed to transparency, innovation, and excellence, we help clients navigate financial complexities in the credit & BNPL space. Our mission is to build trust and provide expert guidance for long-term success.
Global Presence
Operating in over 100 countries but based in the UK, we provide local expertise and tailored solutions to meet our clients' needs globally.
Our Story:
Founded to redefine the financial landscape, Credit Card Calculator has grown from a small niche credit calculator into an internationally trusted brand.
Our Business:
We are a global firm, based in Scotland, offering tailored calculations for credit cards APR & payments, buy-now-pay-later and have discoverd a range of versitile ways people use our company.
Mission:
Empower our users with the tools to make sound financial decisions - we are not financial advisors, - but the first step in a journey of financial empowerment.
What We Do
Helping Consumers Understand Their Credit Card.
Build Faster.
We help customers calculate credit card payments - allowing them to build credit scores faster with a clear understanding of potential credit payment ranges.
Deliver Quality.
Our credit card calculator is thoroughly tested every week to ensure the highest degree of accuracy, regulatory compliance and delivery.
Educate Better.
Our goal is to educate, educate, educate. We are not financial advisors, but we take our job seriously. We provide world-class tools for calculation.
Provide Value.
We know you are looking for value, that's why you chose us. We need to provide a seemless journey to get you to the results as clearly and easily as possible with all possible options outlined.
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Core Services
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Clients Served Globally
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Years of Expertise
Why Choose Credit Card Calculator?
At Credit Card Calculator, we offer the best credit calculator for calculating APR, balance transfers, minimum payments and even buy-now-pay-later financing options using the best financial models we can – providing educational materials to everyday consumers.
Trusted Expertise.
With decades of experience, our team of financial professionals brings deep industry knowledge to customers worldwide.
Higher Quality.
Maximize predictability, minimise confusion and providing clarity on UK personal finances to ensure you are in control.
Not Affiliated.
We are not affiliated with any bank or provider, and do not recommend any banking products or services. We are not like the calculators on banking sites.
Future Facing.
Ever wondered how your payments might change if you were to add another purchase? So have we. That's why we updated our calculator to include future purchase calculations.
Meet Our Team
At Credit Card Calculator, our strength lies in our diverse and talented team of professionals, each bringing unique expertise and experience to help you navigate your financial journey.
James Warwick
CEO
James is the CEO of Credit Card Calculator & ISA Interest Calculator – two of the leading savings & investment tools in the UK for beginner savers and borrowers, His goal is to demystify saving and borrowing for everyday consumers.
Paul Michaels
Financial Analyst
Paul is the Chief Writer and analyst at Credit Card Calculator. He brings 10+ years of experience in financial services having been an investment advisor (IFA) and working in corporate banking for well over 20+ years.
Emma Abrams
Senior Developer
Emma is the lead developer for Credit Card Calculator, building the calculator tools from scratch and working day and night to ensure our calculator provides accurate and comprehensive results.
Jordan Williams
Credit Specialist
Jordan is the lead credit card expert on the team, having been intimately involved in the credit and lending spaces for major financial services institutions for over 10+ years, he kindly lends his eye to Credit Card Calculator articles.
James Warwick
CEO
James is the CEO of Credit Card Calculator & ISA Interest Calculator – two of the leading savings & investment tools in the UK for beginner savers and borrowers, His goal is to demystify saving and borrowing for everyday consumers.
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