Trusted by top global companies
Guided Financial Education for All Ages & Stages.
Custom financial tools tailored to your unique needs – calculate credit and BNPL payments all in one tool, empowering growth at every stage.
How to Use Credit Card Calculator
Credit Card Calculator is designed to be simple, quick and easy to use to get a clear understanding of your credit payments – you can start with either your current APR or we can calculate this for you based on our calculations.
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Simplify credit understanding
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Access leading calculations & predictions
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Start with APR or start with payments
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Export results or download
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Get range estimates & specific responses
Start with Your Credit Card Provider Name & Key Details
In order to better get a picture, we require some data to help us determine what kind of rate you might already be on using our matching algorithm and may be able to speed up the process. We provide age ranges and income ranges, precisely for this purpose.
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Flexible calculations
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APR or payment-focused calculations
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Accessible for anyone, as long as you know one or the other.
Select What You Would Like to Calculate.
We offer 4 differed type of credit card calculations:
- Payoff Timeline: Calculating how long it will take to payoff a credit card based on your monthly amounts and interest rate.
- Minimum Payment: Calculate how much you need to pay or will need to pay on a new or existing credit card based on the APR.
- Balance Transfer: Calculate how much a Balance Transfer will cost or save you based on your current balance.
- Calculate APR: Calculate how much APR you might be paying on your existing card based on your monthly payments and outstanding balance.
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No PII data collected (no emails, names, address etc.)
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Built for personalisation & fun
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Discover how your APR stacks up
Get Results.
That’s it. It’s that simple. After you input your information we will calculate your APR (if not already given), your expected monthly payment, Your expected monthly payment range (sometimes payments might differ), and you will be able to export / download your results. Please remember, this is for educational and informational purposes only, and may not be reflective of your actual payment or payments.
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Global financial governance
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Risk management and compliance tracking
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Real-time analytics with AI-driven insights
Frequently Asked Questions
Do you help me with my credit score?
No, we do not help with credit scores. We are an educational resource designed for information & entertainment purposes only.
Do you collect any PII data?
Can you recommend a credit card provider?
How can I contact customer support for assistance?
How accurate is credit card calculator?
Can I access your services via a mobile app?
“I discovered I was being charged around 5% per month on my last card, which was crazy. I immediately switched thanks to credit card calculator.”
Alex J., Credit Card Calculator User